Our Trusted Insurance & Fund Partners
Employee benefits, liability, property, marine and project insurance designed around how your business works.
Group health, accident, life and gratuity schemes that help you attract and retain great people.
A Group Mediclaim Policy covers medical expenses during hospitalisation for your employees and their eligible family members all under one economical, employer-friendly plan.
Affordable Premium: Group plans are generally more economical than individual health policies.
Employee Benefit: Provides valuable health protection and improves employee satisfaction.
Financial Security: Reduces the burden of unexpected medical expenses on your workforce.
Tax Benefits: Premium paid by the employer may have applicable tax advantages, subject to prevailing rules.
"Group Mediclaim = Better Healthcare + Financial Protection + Employee Security"
Accidents are unpredictable. A Group Personal Accident policy provides financial support to your employees and their families in case of accidental death or disability an essential addition to any employee welfare package.
Affordable Group Coverage: Cost-effective protection for a large number of employees.
Family Financial Security: Helps reduce the financial impact of an accident on the employee's family.
Employee Welfare: Adds valuable protection to the company's employee benefits package.
Partial Disability Benefit: Coverage for eligible partial disabilities due to an accident.
"Group PA = Accident Protection + Disability Support + Family Financial Security"
Group Term Insurance provides financial support to an employee's nominee in case of death a cost-effective, easy-to-administer benefit that strengthens your employee value proposition and improves retention.
Employer-Friendly: Easy to provide coverage to a large number of employees under one policy.
Financial Security for Family: Helps protect the employee's family from financial difficulties.
Employee Retention: A valuable benefit that can improve employee satisfaction and retention.
Additional Riders: Options may include accidental death or disability benefits, depending on the policy.
"Group Term Insurance = Life Protection + Family Security + Employee Benefit"
A group gratuity scheme lets employers fund their liability under the Payment of Gratuity Act through an insurer-managed plan. Instead of paying large sums when employees exit, you contribute regularly and the insurer pays out.
Compliance Made Simple: Stay aligned with the Payment of Gratuity Act requirements.
Smoother Cash Flow: Spread the cost over time rather than paying lump sums at exit.
End-to-End Support: We coordinate valuation, enrolment and claims with the insurer.
Protect your business, leadership and professionals against third-party claims and legal costs.
“Liability Insurance = Legal Protection + Financial Security + Business Risk Management”
D&O insurance protects directors and officers against personal liability for alleged wrongful acts in managing the company, including claims from shareholders, regulators, employees and creditors.
Attract Strong Boards: Independent directors expect D&O cover before joining.
Personal Asset Protection: Shields leaders' personal assets from covered claims.
Tailored Limits: Limits set to your size, funding stage and risk.
E&O insurance covers service and technology businesses against claims that their work caused a client financial loss through errors, omissions, negligence or failure to deliver.
Contract-Ready: Many enterprise clients require E&O before signing.
Defence Included: Legal costs are covered even if the claim is groundless.
Sector Expertise: We match the wording to your service model.
CGL is a wide liability policy covering third-party bodily injury and property damage arising from your premises, operations and products, along with personal and advertising injury.
One Broad Policy: Replaces several narrow liability covers with one wording.
Client Requirements: Meets common contractual liability requirements.
Global Options: Worldwide jurisdiction available for exporters.
Public liability insurance covers your legal liability for injury or property damage to members of the public at your premises or caused by your business activities.
Mandatory Where Required: Act policy for businesses handling hazardous substances.
Footfall Protection: Ideal for premises with visitors and customers.
Fast Assessment: We help size the limit to your footfall and activity.
Product liability insurance covers manufacturers, traders and distributors against claims for injury or property damage caused by products they make or sell, in India and overseas.
Export Ready: Worldwide cover including US and Canada where needed.
Supply-Chain Cover: Extend protection to your vendors and distributors.
Risk Guidance: We review labelling and quality controls that affect pricing.
Professional indemnity insurance protects doctors, chartered accountants, lawyers, architects, engineers and consultants against claims of negligence or error in their professional services.
Profession-Specific: Wordings tailored to medical, financial and technical professions.
Retro Cover: Protection for work done before the policy started.
Reputation Support: Defence handled by experienced legal panels.
Protect buildings, plant, machinery and stock against fire, theft and natural calamities.
“Property Insurance = Asset Protection + Financial Security + Business Continuity”
The Standard Fire & Special Perils policy protects buildings, plant, machinery, furniture and stock against fire and a wide range of allied perils, the foundation of every business property programme.
Correct Valuation: We help set reinstatement values to avoid under-insurance.
Add-On Guidance: Earthquake, terrorism and floater covers explained clearly.
Survey Support: We coordinate with surveyors after a loss.
For businesses whose stock levels fluctuate, a declaration policy lets you insure the peak value and declare actual stock periodically, with the premium adjusted to your declarations.
No Under-Insurance: Peak values covered even in busy seasons.
Pay for Actual Stock: Premium refunded on the unused portion.
Simple Declarations: We help set up an easy monthly reporting routine.
Industrial All Risk is a comprehensive package for large manufacturing and industrial units, combining material damage, business interruption and machinery breakdown under a single all-risk wording.
Single Programme: One policy, one renewal, fewer gaps between covers.
Profit Protection: Loss of profit cover keeps the business afloat after a loss.
Risk Engineering: Insurer risk surveys help improve safety and pricing.
Burglary insurance covers loss of stock, cash, furniture and fittings due to theft following forcible and violent entry, along with damage caused to the premises.
First-Loss Options: Cost-effective cover on a first-loss basis where suitable.
Security Guidance: We highlight security measures insurers look for.
Claim Assistance: Help with FIR, surveyor and documentation.
Protect goods in transit by road, rail, sea or air, within India and across borders.
A marine open policy covers all your shipments over a year under one arrangement, so you don't need to insure each consignment separately. You declare dispatches periodically and the premium is adjusted accordingly.
Never Miss a Shipment: Every eligible consignment is covered automatically.
Less Paperwork: No separate policy for each dispatch.
Clause Advice: We explain ICC A, B and C clauses and pick the right one.
Single transit insurance covers one specific consignment from origin to destination by road, rail, sea or air, ideal when you ship occasionally or for a high-value one-off dispatch.
Quick Issuance: Policy issued fast for urgent dispatches.
Right Valuation: Invoice value plus incidental costs covered correctly.
Claim Help: Support with surveys and carrier recovery.
A Sales Turnover Policy covers all goods you buy and sell during the year, with the premium based on your estimated annual turnover. There are no per-shipment declarations, making it ideal for high-volume businesses.
Zero Admin: No declarations for each dispatch.
Complete Coverage: Purchases and sales covered under one policy.
Predictable Cost: Premium tied directly to business volume.
Cover for construction and erection projects, from site equipment to commissioning.
Contractor's All Risk insurance covers civil construction works such as buildings, roads and bridges against physical loss or damage from the start of work until handover, along with third-party liability.
Full Project Term: Cover from ground-breaking to handover.
Lender Ready: Meets bank and project-finance requirements.
Add-On Guidance: Maintenance period and extended covers explained.
Erection All Risk insurance protects plant and machinery while it is being installed, tested and commissioned, a high-risk phase for any industrial project.
Testing Covered: Protection through hot and cold testing phases.
Supplier Coordination: We align cover between owner, supplier and contractor.
Delay Options: Advance loss of profit cover available.
CPM insurance covers cranes, excavators, loaders and other construction equipment against accidental damage at work sites, whether the machine is working, idle or being moved within the site.
Fleet Schedules: Cover all machines under one schedule.
Hire-Ready: Meets requirements when renting out equipment.
Fast Repairs: Claim support to reduce downtime.
Our Trusted Insurance & Fund Partners
Talk to Naveen he will analyse your needs and recommend the best options across all categories.
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